InVideo AI Pricing in 2026: Plans Explained

The short version

• InVideo AI pricing in 2026 is four plans, and the one that changed is Max. Free costs $0, Starter is $20 a month or $10 on annual billing, Plus is $60 or $30, and Max is $250 a month — with no annual discount at all. Every paid plan is priced per seat.
• Max got a lot more expensive in early November — and a lot bigger. In October it was $150 a month ($75 annual) with 5,000 credits. By November 4 it was $250 a month, 8,000 credits, and the annual discount was gone. That’s a 67% price jump in a matter of weeks, and if you’re reading a review that still quotes $150, it’s describing an InVideo that no longer exists.
• You’re paying for credits, not minutes. Every video and image you generate costs credits, and the cost depends on the model — a quick Seedance 2.0 Fast clip runs about 30 credits, a 5-second Seedance 2.5 clip at 1080p runs about 96. On annual billing, Starter works out to roughly $0.67 per finished video, Plus about $0.58, and Max about $1.19.
• The free plan is the trial — and it’s a thin one. There’s no time-boxed free trial. The free tier gives you a small weekly credit allowance that resets every Monday, watermarked downloads, and no published number for how much you actually get. One test account showed 10 credits a week, while a single 20-second video was quoted at roughly 350 credits. Don’t plan a channel on it.
• No Black Friday 2026 deal has been announced as of today. Coupon sites are already floating codes and 40–60% claims, but none of them check out — several reference plan names InVideo retired months ago. The standing 50%-off annual promo on Starter and Plus is the only discount that’s real right now. The full price-checked breakdown is below.

InVideo AI pricing in 2026 is the kind of thing that looks settled until you actually open the pricing page — and then you notice the numbers moved. I reviewed InVideo AI six days ago, on November 4, and quoted Max at $250 a seat with 8,000 credits. Since then I’ve had a nagging doubt, because a handful of other pages still showed Max at $150 with 5,000 credits, and the gap was too big to ignore. So this week I went back and checked everything from scratch: the official pricing page, the help centre, the affiliate terms, and a stack of independent reads dated October through November 2026. The short answer is that our November 4 figure was right, and the $150 price was real too — just in October. InVideo repriced Max in early November, raised it 67%, and quietly removed the annual discount. What follows is the current picture, with every figure I couldn’t verify directly flagged as such.

Prices checked November 10, 2026. InVideo’s own pricing page (invideo.io/pricing) was read live for this article, and the plan prices, credit allowances, and seat limits below come from that page. Where a figure comes from a help page or a third-party read rather than the pricing page itself, I say so. Competitor prices are from checks dated October–November 2026 and are flagged where they come from third-party reads rather than the vendor’s own page. No Black Friday 2026 deal has been announced as of today, and no coupon code is quoted anywhere in this article because none is verified.

InVideo AI Pricing in 2026: The Four Plans

Four tiers, three with a published price, one free, and every paid tier billed per seat, per month. Annual billing cuts Starter and Plus in half — the page labels it a 50%-off promo — but Max gets no annual discount at all, which is unusual enough to be worth saying twice: Max costs $250 a month whether you pay monthly or annually, and a year of it is $3,000. Here’s the lineup as it stands today.

* Free-plan storage (10 GB) comes from one test account’s reading dated October 21, 2026 — InVideo doesn’t publish it. The free plan isn’t even listed on the pricing page; you have to go to the help centre to find out what it includes, which tells you something about how InVideo sees it.

The annual saving is real money on the two cheaper plans and nothing on the expensive one. Starter drops from $20 to $10 — 50% off, $120 a year saved. Plus drops from $60 to $30 — 50% off, $360 a year saved. Max drops from $250 to $250 — zero off, $0 saved. That last line is the one to remember if you’re budgeting a team: a five-seat team on Max pays $1,250 a month, $15,000 a year, and annual billing doesn’t soften it at all.

One more thing that trips people up: every paid plan is priced per seat. Starter covers up to 5 seats, Plus up to 10, Max up to 20 — but each seat is billed at the same per-person rate. A three-person team on Plus at annual billing pays $90 a month, not $30. Plus and Max also include free guest seats — 10 on Plus, 20 on Max — each with a small 190-credit allowance, which is genuinely useful if you bring a client or a collaborator in to review work. And the current page carries a promo worth noting honestly: “Nano Banana 2.1, Ideogram 4.5 & more image models Unlimited for 30 days” on all annual plans. It’s a 30-day perk, not a permanent feature, so don’t build your budget around unlimited image generation lasting past month one.

What You Actually Get on Each Plan

The price table tells you what the plans cost. It doesn’t tell you what they do — and with InVideo, the feature gaps between tiers are mostly about which AI models you can use, not about the editing itself. Here’s what each tier actually includes, pulled from the official pricing page as read on November 10, 2026.

Free — $0

The free plan needs no credit card, which is genuinely nice, and it’s the only trial InVideo offers — there is no separate time-boxed free trial. What you get is a limited credit allowance that resets weekly, every Monday at 00:00 UTC, watermarked downloads, and access to the core text-to-video workflow. What you don’t get is much room to actually use it: InVideo doesn’t publish the free allowance, and the one test account I could find from October 21, 2026 showed 10 credits a week — while a 20-second video was quoted at roughly 350 credits. Older claims of “10 minutes a week” or “about 4 exports a week” date from before August 2026 and are stale under the current credit system. Treat free as a way to see the editor’s interface, not as a publishing plan. One short video could eat your whole week’s allowance.

Starter — $20 a month, $10 annual

This is where InVideo starts being usable, and the annual price is the honest one to look at: $10 a month, $120 a year. You get 400 credits a month per seat, 200 GB of storage, 100 premium stock clips a month, and up to 5 seats. The catch is the model access. Starter only gets Agent Two Lite — InVideo’s entry-level generation agent — and only Seedance 2.0 Fast and Mini for video. The newer Seedance 2.5 models, the Pro and Ultra agent tiers, and early access to new features are all locked to Plus and Max. For a solo creator making short faceless videos with stock footage and basic AI clips, Starter covers the basics. If you want the best-looking generations, it doesn’t.

Plus — $60 a month, $30 annual

The plan most serious solo creators land on, and the one the pricing page pushes hardest. Two thousand credits a month per seat, 600 GB of storage, 200 premium stock clips, up to 10 seats plus 10 free guest seats at 190 credits each. The real upgrade over Starter is model access: Agent Two Lite, Pro, and Ultra, plus every Seedance model — 2.5 at 1080p, 2.0 at 4K — and early access to new features. At annual billing, Plus is also where the per-credit math gets interesting, which I’ll come back to below, because Plus on annual billing is actually cheaper per credit than Max. For a creator posting several videos a week, or a small team sharing one workspace, this is the tier that makes sense — and it’s the only tier where the annual discount and the credit allowance line up well.

Max — $250 a month, no annual discount

Eight thousand credits a month per seat, 2 TB of storage, 500 premium stock clips, up to 20 seats plus 20 free guest seats at 190 credits each, and the same full model access as Plus — Agent Two Pro and Ultra, all Seedance models, early access. What Max really buys is volume: four times the credits of Plus, for just over four times the annual price ($3,000 a year versus $360). The honest question is whether you need 8,000 credits a month. At roughly 30 credits per quick video clip, that’s about 210 short videos a month per seat — a volume that fits an agency or a content farm far better than a solo channel. If you’re buying Max for yourself, do the credit math in the next section first, because Plus on annual billing may cover you for a tenth of the price.

The Max Repricing: What Actually Changed in November

This is the part I spent the most time verifying, because two different prices for the same plan were floating around and one of them had to be wrong. Here’s the timeline, as best as the dated reads support it.

Through most of 2026, InVideo charged by the minute, not by the credit. In the early-to-mid part of the year the lineup was Plus at $25 a month ($20 annual) for 50 AI minutes, Max at $60 ($48) for 200 minutes, and a Generative tier at $120 ($100) with Sora 2 and Veo 3.1 access. On August 7 the prices moved again — Plus $17, Max $85, Generative $170, Elite $900 on annual-displayed billing. September brought transitional names in some reads (Basic $9, Pro $30, Ultra $80). Then, between October 14 and 23, the per-seat credit ladder appeared: Starter $20 ($10 annual) with 400 credits, Plus $60 ($30) with 2,000, and Max $150 ($75 annual) with 5,000 credits. That $150 Max price was read directly off invideo.io/pricing by at least three independent sources in mid-to-late October, so it was real — not a mistake, not a coupon, the live price.

Then, sometime between October 23 and November 4, InVideo repriced Max again: $150 to $250 a month, 5,000 to 8,000 credits, and the annual discount removed entirely. The Generative and Elite tiers disappeared from the page at the same time. Five independent reads of the official pricing page dated November 4–5 all agree on $250 and 8,000 credits, and the page as read today, November 10, still shows exactly that. So if you’re reading a review that quotes Max at $150, it’s not lying — it’s just describing October’s InVideo. And if you’re reading one that quotes $250, it’s current as of today. The honest framing is that InVideo raised Max in early November, not that the other sites are wrong.

What does the 67% jump actually buy you? Sixty percent more credits (5,000 to 8,000) for 67% more money, and no annual discount to soften it. On a per-credit basis, Max actually got slightly worse: $0.0300 per credit in October, $0.03125 now. Meanwhile Plus on annual billing sits at $0.015 per credit — less than half the price per credit of Max. The pricing page still carries a “lowest cost per credit” badge on Max, and the page’s own numbers contradict it. I’m not repeating that badge as fact, and neither should you trust a review that does.

One more thing the timeline makes clear: InVideo changes its prices a lot. Four distinct pricing structures in under a year, and the current page carries a disclaimer that says it plainly — “We reserve the right to update credit costs at any time, without prior notice.” Budget against today’s numbers, re-check at checkout before you pay, and don’t treat any price in this article as a promise about next month.

The Credit System, Explained Honestly

Here’s the part that catches new InVideo users off guard, and the reason this article exists. InVideo doesn’t charge you per video — it charges you per credit, and the cost of a video depends on which model generates it. The pricing page publishes the per-model costs, which is more transparent than most tools manage, so here’s what they actually are.

What those allowances actually buy you, per seat, per month: Starter’s 400 credits work out to roughly 15 Seedance 2.0 Fast videos or about 160 images. Plus’s 2,000 credits buy roughly 52 videos or about 800 images. Max’s 8,000 credits buy roughly 210 videos or about 3,200 images. Those are rough numbers — a 1080p Seedance 2.5 clip costs more than three times a Fast clip, so your real mileage depends on which model you pick, and the draft-quality option exists for a reason. Generate in draft, preview, then pay full price for the final render.

Cost per credit, plan by plan: Starter is $0.05 per credit on monthly billing and $0.025 on annual. Plus is $0.03 monthly and $0.015 annual. Max is $0.03125 either way, because there’s no annual discount. Read that again, because it’s the most important line in this article: Plus on annual billing is cheaper per credit than Max on any billing. Max is not the bulk discount. It’s the bulk purchase.

What happens when you run out? Monthly plan credits do not roll over — they reset on your subscription anniversary, and unused credits simply vanish. If you upgrade mid-cycle, unused credits roll forward into the new plan. If you downgrade or cancel, your plan stays active until the end of the cycle, then drops to Free, and paid credits expire. That’s the clean part. The messy part is top-ups.

Top-Ups: Extra Credits When You Run Dry

InVideo sells extra credits as a top-up, with a custom purchase starting at a $5 minimum, and older help pages list bundles at $50, $500, and $1,000. Purchased credits last 12 months and can only be used on a paid workspace — and starting a new subscription clears previously bought credits, which is a detail worth knowing before you stock up. There’s also an auto-reload option, with reported in-app defaults of a 200-credit trigger and a 500-credit minimum top-up, though those numbers only appear inside the app, not on any public page.

Here’s the honest caveat: InVideo’s own help pages disagree with each other on how long purchased credits last — one says 12 months, another says they expire at the end of the billing cycle. I can’t resolve that contradiction from public sources, and I’m not going to pretend I can. If you buy a large top-up, check the expiry shown in your own workspace before you pay, and treat the smaller figure as the safe assumption.

The practical advice is simpler than the fine print. If you run out of credits every month, you’re on the wrong plan — top-ups are a bridge, not a strategy. A creator who burns through Starter’s 400 credits in week two should be on Plus annual, not buying $5 top-ups. And if you’re on Hobbyist-level volume with another tool, remember that InVideo’s credits don’t roll over: a quiet month doesn’t bank anything for a busy one.

Free Plan, Refunds, and the Fine Print

The free plan is the trial, and the refund policy is the part most reviews skip — which is a shame, because it’s strict in a way that matters. InVideo offers a 7-day refund, but only if you haven’t used any credits or premium features. A plan counts as “used” the moment any video or asset is generated or downloaded — so in practice, testing the tool forfeits the refund. Refunds are handled case by case through support@invideo.io, there are no partial refunds, credits are non-refundable, and purchases made through iOS go through Apple instead. Reviewers report same-day-use denials, which lines up with the written terms. The takeaway is blunt: the free plan is your trial. Don’t pay to test InVideo, because paying to test it is the one thing you can’t undo.

Cancellation is more forgiving. Cancel and your plan stays active until the end of the billing cycle, then drops to Free, and paid credits expire at that point. Auto-renewal runs at the then-current price, which matters given how often InVideo reprices — the price you sign up at is not necessarily the price you renew at. And one more 2026 note: Sora 2 access, which the old Generative tier advertised, is doubtful now after the September 24, 2026 API shutdown. I’m not promising it as a feature, and neither should any review you read.

Cost Per Video: InVideo vs the Alternatives

Raw plan prices don’t tell you what a video costs. Credit math does. Here’s the per-video picture on annual billing, assuming a quick Seedance 2.0 Fast clip at about 30 credits — the cheapest video generation InVideo sells.

* InVideo per-video figures assume Seedance 2.0 Fast at ~30 credits per clip. A 1080p Seedance 2.5 clip at ~96 credits costs roughly three times as much, so a creator working in the best quality pays more like $2.14 per clip on Plus annual and $3.75 on Max. Competitor meters differ too much for a single per-video column to be honest — Pictory counts yearly credits, Fliki counts minutes of video, Descript counts media hours plus AI credits, Opus Clip counts clips — so I’ve left those cells blank rather than inventing a comparison.

What the table does show clearly is the shape of the market. InVideo Plus on annual billing is the cheapest way to generate AI video clips at volume among the tools here — $0.58 per quick clip, against Fliki’s $0.23–$0.35 per finished minute for script-to-video work (a different job, and Fliki’s strength is voiceover, not generation). Descript Creator at $24 a month annual buys a full editing pipeline — text-based editing, voice cloning, 4K export — for about $0.80 per hour of raw footage, which is a better deal if you edit more than you generate. Pictory Pro’s live Black Friday price of $29.50 a month annual (verified on pictory.ai/pricing, November 9) is worth noting because it’s one of the only confirmed live 2026 Black Friday offers in this whole comparison — InVideo, Fliki, Descript, Synthesia, CapCut, and Opus Clip have none confirmed as of today.

The honest summary: if your job is generating lots of short AI clips from text prompts, InVideo Plus annual is hard to beat on price. If your job is editing footage you already shot, Descript Creator gives you more for less. If your job is turning scripts into narrated videos, Fliki Standard at $21 a month annual is the cheaper, more focused tool. And Max, at $250 a month with no annual discount, is priced for agencies — a solo creator buying it is almost certainly overpaying.

The Affiliate Program: What It Actually Pays

InVideo runs an affiliate program, and the terms are better than most — with one catch that matters. The commission is 50% on monthly plans and 25% on annual plans, through Impact, with a 120-day cookie and a $30 payout threshold, paid about 15 days after a 27-day locking period. But it’s first-billing-cycle only, one-time per customer — not recurring. Older sources that describe tiered recurring commissions of 25%, 35%, or 50% are stale, and InVideo’s own blog still lists yearly plans “ranging between $240 and $576,” which predates the repricing (Max annual is now $3,000) — don’t quote that either.

If you decide InVideo fits your workflow, you can check the current plans on InVideo’s pricing page — and re-check the numbers at checkout, because this is a tool that reprices without much warning. We’re not enrolled in InVideo’s affiliate program yet, so that link is a plain link for now, not a tracked one.

Black Friday 2026: Nothing Confirmed Yet

Black Friday is Friday, November 27, 2026, and as of today, November 10, InVideo has announced no official Black Friday 2026 deal. The pricing page shows only the standing 50%-off annual promo on Starter and Plus. Independent checks from October 18 and 22 both found no 2026 offer published, and nothing has appeared since.

Coupon sites are already claiming otherwise — codes like BF50, SAVE55, BIZ60, BLACKFRI40, ICM50, and IBF50, with 40–60% off attached — but those claims don’t check out. Several reference plan names InVideo retired months ago (Premium, Business, Unlimited), and none of them is verified against an official source. I’m not publishing any of those codes, and you shouldn’t trust a review that does. Last year InVideo ran roughly 50% off yearly plans, so a deal could still appear before November 27 — but right now, the honest statement is that there isn’t one.

Who Should Buy Which Plan

Free — try it, don’t build on it. Use it to see the editor, test a prompt or two, and decide whether the workflow clicks. Don’t plan a channel around a weekly allowance that may not cover a single short video.

Starter annual ($10 a month) — the casual creator. If you post a few short videos a month, mostly with stock footage and the occasional AI clip, 400 credits covers you. The model limits are real — Agent Two Lite only, no Seedance 2.5 — but at $120 a year it’s the cheapest way into InVideo’s generation, and the annual price is half the monthly one.

Plus annual ($30 a month) — the working creator, and my pick for most people. Two thousand credits, every model, early access, and the cheapest per-credit price InVideo sells ($0.015). At roughly $0.58 per quick clip, it’s the best value in InVideo’s whole lineup — and the only plan where the annual discount and the credit allowance both work in your favour. If you’re posting several videos a week, start here.

Max ($250 a month) — agencies and volume operations only. Eight thousand credits a month is a lot of video — roughly 210 quick clips per seat. If you’re running a faceless channel network, an agency, or a content operation that burns through that volume, Max is built for you. If you’re a solo creator, it’s almost certainly overkill: Plus annual gives you a quarter of the credits for an eighth of the price, and the per-credit math is better on Plus anyway.

Monthly vs annual — annual wins on Starter and Plus, ties on Max. Annual billing halves the price of Starter and Plus, which is the biggest discount in this whole comparison. The catch, as always, is the commitment: you pay the full year up front ($120 or $360), the refund window is 7 days and effectively closes the moment you generate anything, and InVideo reprices often enough that the renewal price may not match today’s. If you’re still testing whether InVideo fits your workflow, the monthly price is the honest one to budget against. Switch to annual once you know you’ll stay — and on Max, there’s no decision to make at all, because annual billing saves nothing.

Frequently Asked Questions

How much does InVideo AI cost in 2026?

Free is $0 with a limited weekly credit allowance. Starter is $20 a month or $10 on annual billing ($120 a year). Plus is $60 a month or $30 annual ($360 a year). Max is $250 a month with no annual discount ($3,000 a year). All paid plans are priced per seat.

Did InVideo raise its prices in 2026?

Yes — several times. The most recent change was in early November 2026, when Max went from $150 a month ($75 annual, 5,000 credits) to $250 a month (8,000 credits, no annual discount). That’s a 67% price increase. The $150 price was real in October, so older reviews quoting it aren’t wrong — they’re just out of date.

What is an InVideo credit worth?

It depends on the model. A quick Seedance 2.0 Fast video clip costs about 30 credits. A 5-second Seedance 2.5 clip costs about 56 credits at 720p and about 96 at 1080p. An AI image costs about 2.5 credits with Nano Banana Pro, or about 0.4 credits with GPT Image 2.5 Sunburst. On annual billing, that works out to roughly $0.67 per quick clip on Starter, $0.58 on Plus, and $1.19 on Max.

Do InVideo credits roll over?

No. Monthly plan credits reset on your subscription anniversary and unused credits are lost. Upgrading mid-cycle rolls unused credits forward. Downgrading or cancelling keeps your plan active until the end of the cycle, then drops you to Free and paid credits expire. Purchased top-up credits last 12 months according to one help page, though another help page says they expire at the end of the billing cycle — that contradiction is unresolved.

Is there a free trial?

There’s no separate time-boxed trial. The free plan is the trial: no card required, a limited weekly credit allowance that resets every Monday, and watermarked downloads. InVideo doesn’t publish the exact free allowance, and one test account showed 10 credits a week — not enough for a single short video at current credit costs.

Can I get a refund?

Only within 7 days, and only if you haven’t used any credits or premium features. Generating or downloading a single video counts as use, so testing the paid plans effectively forfeits the refund. Refunds are handled case by case through support@invideo.io, with no partial refunds and no refunds on credits.

Is there an InVideo Black Friday deal in 2026?

None confirmed officially as of November 10, 2026. Coupon sites are floating codes and 40–60% claims, but none of them is verified, and several reference retired plan names. Last year InVideo ran roughly 50% off yearly plans, so a deal could still appear before Black Friday on November 27 — but right now the standing 50%-off annual promo on Starter and Plus is the only real discount.

Is InVideo Max worth $250 a month?

For an agency or a high-volume operation, maybe. For a solo creator, almost certainly not. Plus on annual billing is cheaper per credit ($0.015 vs $0.03125), costs $30 a month instead of $250, and covers roughly 52 quick videos a month — enough for most channels. Max only makes sense if you genuinely need 8,000 credits a month per seat.

InVideo’s pricing in 2026 rewards one thing above all: knowing how many credits you actually burn. The plan prices look simple, but the cost of a video depends on the model you pick, the credits don’t roll over, and the most expensive plan is the worst value per credit in the lineup. Plus on annual billing is the sweet spot for most creators, Starter annual is the cheapest way in, and Max is an agency tool wearing a creator tool’s name. Whatever you choose, check the price at checkout before you pay — this is a company that repriced its flagship plan 67% in a matter of weeks, and the page itself warns that credit costs can change without notice.

If you want the full hands-on picture — the editor, the workflow, and how InVideo actually feels to use — our InVideo AI review from November 4 covers it, including the watermark warning on the free plan and the Max repricing as it happened. For the editing-pipeline alternative, see our Descript pricing explainer — and for the script-to-video comparison, our Fliki vs Pictory face-off breaks down the two tools most people cross-shop against InVideo.

References

1. InVideo — Pricing (invideo.io/pricing), read live November 10, 2026: plan prices, credit allowances, seat limits, per-model credit costs, promo terms.
2. InVideo — Help centre, credit and rollover pages, read November 2026: monthly credits do not roll over; upgrade rolls unused credits forward; top-up minimum $5; purchased-credit expiry conflict (12 months vs end of cycle).
3. InVideo — Terms of service (updated July 8 / August 12, 2026), checked October 15–16, 2026: 7-day refund only if no credits or premium features used; no partial refunds; credits non-refundable; iOS purchases via Apple.
4. InVideo — Affiliate program (invideo.io/blog/best-affiliate-programs/), read November 9, 2026: 50% monthly / 25% annual, first billing cycle only, 120-day cookie, Impact network, $30 payout threshold.
5. InVideo pricing history — independent reads of invideo.io/pricing, October 14–23, 2026 (indiestacklab, techpresso, Humva): Max $150/month ($75 annual), 5,000 credits.
6. InVideo pricing history — independent reads of invideo.io/pricing, November 4–5, 2026 (five sources): Max $250/month, 8,000 credits, no annual discount.
7. InVideo pricing history — August 7, 2026 reads: Plus $17 / Max $85 / Generative $170 / Elite $900 (annual-displayed); early–mid 2026 minute-based tiers: Plus $25/$20, Max $60/$48, Generative $120/$100.
8. Pictory — Pricing (pictory.ai/pricing), read November 9, 2026: Starter $29/$25, Pro $59/$29.50 live Black Friday offer, Teams $199/$119; 14-day trial.
9. Fliki — Pricing (fliki.ai/pricing), read November 9, 2026, corroborated October 28–November 8, 2026: Standard $28/$21, Premium $88/$66; annual 25% off, yearly credits up front.
10. Descript — Pricing (descript.com/pricing), read November 9, 2026, corroborated September 17–October 31, 2026: Hobbyist $24/$16, Creator $35/$24, Business $65/$50; annual saves up to 35%.
11. Synthesia — Pricing (US page), late October 2026 price cut: Starter $19/$14, Pro $89/$59; first month Starter $9; prices vary by region.
12. CapCut Pro — official page read October 26, 2026: $19.99/month, 1,200 AI credits/month, 1 TB storage; Black Friday sale October 20–30 ended.
13. Opus Clip — Pricing (opus.pro/pricing), read October 30–31, 2026: Starter $15 monthly-only, Pro $29/$14.50; 60/150/300 credits per month.
14. Black Friday 2026 — independent checks October 18 and 22, 2026: no official InVideo 2026 offer published; coupon-site codes (BF50, SAVE55, BIZ60, BLACKFRI40, ICM50, IBF50) unverified, referencing retired plan names.